Your e-transfers match themselves. You do nothing.

Your inbox forwards the payment email straight to eTracer. It checks it really came from Interac, matches the invoice, updates your books, and sends the receipt. You just get paid.

Works with QuickBooks, Xero, FreshBooks & Zoho Books · Never connects to your inbox

Works with QuickBooks, Xero, FreshBooks & Zoho Books · Never connects to your inbox

INTERAC e-TRANSFER QUICKBOOKS CONNECTED
AN INTERAC e-TRANSFER JUST LANDED $2,148 e-Transfer received · 9:04 AM
YOUR BOOKS ONLY SEE “INTERAC E-TRF”
from who? Dana Whitfield
e-Transfer → matched to INV-1043
INTERAC e-TRANSFER QUICKBOOKS UPDATED
PAID.
e-Transfer matched. Invoice closed. RECEIPT SENT TO DANA · e-TRANSFER 9:04 AM → RECONCILED 9:04 AM · 0 CLICKS

24/7

24/7

24/7

watching your inbox

<5 min

<5 min

<5 min

from email to your books

100%

100%

100%

reversible — nothing silent

Inside eTracer

Open it and everything’s already done.

Matched, booked, receipts sent. Only the unclear ones wait for you.

app.etracer.ca
etracer Accounting · Live MK Northside Flooring
Queue
Matched12
Settings
Inboxes
All inboxes5
jobs@3
accounts@2
mike@0
Today · Matched
$3,128.00
adds up as it applies
Needs you · 2
eTracer couldn’t match these — pick the invoice once and it books. Same payer next time? Matches itself.
CE
Cedar Electric No invoice number in the message · 41 min ago
$2,148.00
MR
Maple Roofing Name doesn’t match an open invoice · 1 hr ago
$4,500.00
Handled automatically
Nothing to do here — receipts are already on their way.
NP
Northside Plumbing Matched to INV-1039 · receipt sent
$980.00 Paid · Auto
PS
Paula S. Reading the e-transfer email…
$2,147.50 Matching…
Today’s history
Cedar Electric → INV-1043 · you matched $2,148.00
Northside Plumbing → INV-1039 · auto-matched $980.00
Riverside Café → INV-1037 · auto-matched $1,420.00
Oakwood Dental → INV-1035 · you matched $3,600.00
9:41
etracer Accounting · Live
MKNorthside Flooring
Today · Matched
$4,890.00
matched 24
Review queue
3 need your confirmation · 2 unmatched
All inboxesjobs@accounts@mike@
Incoming e-transfers
PS
Paula Sutton → INV-2201 · Ray Sherman · exact
$2,147.50 12m ago
DK
Dave Kowalski → INV-1043 · $2.50 over
$2,150.00 18m ago
CE
Cedar Electric No invoice # — pick one
$890.00 41m ago
JT
J. Tremblay No match — choose invoice
$1,300.00 1h ago
Today’s history
Northside Plumbing $980.00
Kate Sawyer $1,020.00
Green Valley Co. $3,200.00
S. Okafor $512.75
Review
Matched
Settings

Who gets paid by e-transfer

Built for the people behind the invoice.

Canadian trades, small businesses, and the bookkeepers who keep their books straight.

eTracer mark

Built for Canadian trades & service SMBs

Retail & showrooms

Showrooms taking deposits by e-transfer — auto-matched to the order the moment they land.

RETAIL & SHOWROOMS

Trades & contractors

Invoice right from the job site. The payment reconciles itself while you pack up your tools.

TRADES & CONTRACTORS

Office & bookkeeping

Contractors and the bookkeepers who close the month — every e-transfer already matched.

OFFICE & BOOKKEEPING
Works with

The tools you already invoice with.

Books & invoicing
QuickBooks
Where your e-transfer notifications arrive
Gmail
Any provider
that can forward

eTracer matches Interac e-Transfers to invoices in QuickBooks Online, Xero, FreshBooks and Zoho Books — forwarded from Gmail, Outlook, Yahoo Mail or any provider that can forward. More integrations coming soon.

eTracer never connects to your inbox — you forward Interac notifications from any provider. QuickBooks, Xero, FreshBooks, Zoho Books, Gmail and Outlook are trademarks of their respective owners. eTracer is not affiliated with or endorsed by them.

The problem

The name is right there. It just can’t reach your books.

You can see who paid you. Your accounting software never will.

WHAT YOU CAN SEE
BANK · e-TRANSFER HISTORY LOGIN REQUIRED
Marcus Webb$980.00
Dana Whitfield$2,148.00
Tyler Brooks$1,460.00
INBOX · PAYMENT NOTIFICATION 9:04 AM
INTERAC e-TRANSFER Dana Whitfield sent you $2,148.00 Automatically deposited into your account.
But it stops there.
NOTHING CONNECTS ITNO EXPORTNO PLUG-IN
The name reaches your screen and your inbox. It never reaches the feed your books actually read — so you carry it across by hand, every single time.
WHAT YOUR ACCOUNTING SOFTWARE RECEIVES ✓ THE SAME FEED, WITH ETRACER CONNECTED
DATE DESCRIPTION PAID BY AMOUNT
MAR 03 INTERAC E-TRF Marcus Webb INV-1039 · PAID · RECEIPT SENT $980.00
MAR 06 INTERAC E-TRF Dana Whitfield INV-1043 · PAID · RECEIPT SENT $2,148.00
MAR 09 INTERAC E-TRF Tyler Brooks INV-1052 · PAID · RECEIPT SENT $1,460.00

How it works

From e-transfer to receipt, automatically.

Step 1

1

You get an e-transfer

A client sends an e-transfer. eTracer picks it up the moment it lands.

Step 2

2

Matched to the invoice

eTracer finds the matching invoice automatically — right client, right amount.

Step 3

3

Invoice updates itself

Marked paid and reconciled in your books — instantly, no spreadsheets.

Step 4

Step 4

4

4

Receipt sent to client

Receipt sent to client

A branded receipt goes out automatically. Client confirmed, you’re done.

A branded receipt goes out automatically. Client confirmed, you’re done.

Every step is hands-off — you just get paid.

Features

Features

It does the work. You keep control.

It does the work. You keep control.

Everything happens automatically. Nothing happens silently.

Everything happens automatically. Nothing happens silently.

It remembers who pays for who

Wife pays the invoice? Confirm once. Matched forever.

Receipts send themselves

Receipts send themselves

From your own books, your own email. Customers stop asking.

From your own books, your own email. Customers stop asking.

One place for the maybes

One place for the maybes

Anything unclear waits in one queue. One tap clears it.

Anything unclear waits in one queue. One tap clears it.

Undo anything, cleanly

Undo anything, cleanly

One click reverses a match. Your books stay perfect.

One click reverses a match. Your books stay perfect.

Confirm from your inbox

Confirm from your inbox

One tap in your email. Payment applied, receipt sent. Back to work.

One tap in your email. Payment applied, receipt sent. Back to work.

Every decision on record

Every decision on record

Your accountant can see exactly why every match happened.

Your accountant can see exactly why every match happened.

eTracer mark

With eTracer

Payments match themselves

Receipts send automatically

Everything is undoable

Zero bank logins

eTracer mark

With eTracer

Payments match themselves

Receipts send automatically

Everything is undoable

Zero bank logins

Without it

70+ hours a year of matching

Guessing who paid what

Forgotten receipts

Tax-time surprises

Keep your books. Lose the busywork.

Free for 14 days · Cancel anytime

Bank-grade encryption

Bank-grade encryption

Read-only Gmail access

No inbox access — ever

Tenant isolation by construction

Tenant isolation by construction

Google Limited Use compliant

Signature-verified payments

Bank-grade

256-bit encryption

Fully traceable

Email → books audit trail

Your inbox stays yours

We never connect to your inbox.

You forward one kind of email. We never see anything else.

Your inbox
Marcus Webb
Re: kitchen quote — revised
Never sent
Superior Supply Co.
Invoice 8841 attached
Never sent
Trade Weekly
5 flooring trends this month
Never sent
Interac e-Transfer
Dana Whitfield sent you $2,148.00
Your filter
eTracer receives
Interac e-Transfer
Dana Whitfield sent you $2,148.00
Verified against Interac’s signature
Your other email never reaches us — there is nothing to leak.
No password No inbox login Delete the filter, it stops instantly

Reviews

Reviews

Trusted with the books of busy trades

What pilot users tell us. Named case studies coming at launch.

What pilot users tell us. Named case studies coming at launch.

eTracer mark

★★★★★

“We closed the month in a day instead of a week. eTracer paid for itself before the trial ended.”

“We closed the month in a day instead of a week. eTracer paid for itself before the trial ended.”

R

Rachel

Rachel

Bookkeeper for 11 contractors · Mississauga

Bookkeeper for 11 contractors · Mississauga

  • ★★★★★

    Payments used to sit unmatched for two weeks until my bookkeeper caught up. Now they’re applied in QuickBooks before I’ve finished the coffee.

    Mike

    Plumbing & heating · Hamilton

    ★★★★★

    The known-payer thing is magic. A client’s wife pays every invoice from her account — I confirmed it once and it’s never asked me again.

    Danielle

    Electrical · Gatineau

    ★★★★★

    We take 30–40 e-transfers a month. eTracer matched 34 of 36 on its own last month, and the two it asked about were genuinely ambiguous.

    Jason

    Renovations · Calgary

    ★★★★★

    I do books for eleven contractors. eTracer has quietly killed the worst hour of my Mondays for every single one of them.

    Rachel

    Bookkeeper for 11 contractors · Mississauga

    ★★★★★

    The receipt goes out from our own QuickBooks the moment the money lands. Clients stopped texting me “did you get my payment?”

    Curtis

    Landscaping · Moncton

    ★★★★★

    I reversed a match once — my mistake, not theirs. One click, invoice restored, books clean. That’s when I trusted it.

    Sandra

    Flooring · Surrey

  • ★★★★★

    A quick tap in my inbox beats logging into banking after dinner. That’s the whole review.

    Dave

    Roofing · Oshawa

    ★★★★★

    Two invoices, same amount, same week. eTracer refused to guess and asked me instead. That restraint is why it stays connected to my books.

    Marie-Claude

    Cleaning services · Québec City

    ★★★★★

    Setup was genuinely under five minutes. Gmail, QuickBooks, done. First auto-match landed the same afternoon.

    Tony

    Concrete · Brampton

    ★★★★★

    My bank feed still says INTERAC E-TRF and I could not care less anymore.

    Heather

    Property care · Halifax

    ★★★★★

    The audit trail sold my accountant on it. Every match shows exactly why it happened — score, runner-up, the works.

    Derek

    HVAC · Winnipeg

    ★★★★★

    It pays for itself the first week of the month. $40 against six hours of cross-referencing isn’t a decision.

    Lise

    Painting · Laval

Your month-end could look like this.

14 days free · Cancel in one click

14 days free · Cancel in one click

Made in Canada

Built for how small business actually gets paid — by e-transfer.

Made in Canada

Built for how small business actually gets paid — by e-transfer.

Pricing

Simple pricing. Priced per inbox.

Start free for 14 days — you don't pick a plan until the trial ends. Every plan includes everything.

Solo
$40 CAD / mo
≈ $1.35 a day
1 inbox watched

For owner-operators with one inbox that gets e-transfers.

Start free trial
Most popular Crew
$75 CAD / mo
≈ $2.50 a day
3 inboxes watched

$25 per inbox — save $45 a month versus three Solo plans.

Start free trial
Fleet
$150 CAD / mo
≈ $5 a day · unlimited
Unlimited inboxes

For bookkeepers and bigger crews. Every inbox you have, watched.

Start free trial
Every plan includes
Unlimited e-transfers matchedAutomatic receipts in your booksEmail confirmationsOne-click safe reversalsFull audit trail+ $25/mo per extra inbox on any plan
Love it in 14 days, or you don't pay. Cancel in one click · no card charged during the trial.

FAQ

You’ve got questions. Good — so did we.

Everything owners and bookkeepers ask before connecting their books.

How does eTracer get the payment details?

Will it ever guess wrong?

What if a spouse or a company pays an invoice?

Can I undo a match?

Which accounting tools does it work with?

Is my data safe?