Your e-transfers match themselves. You do nothing.

It reads the e-transfer email your accounting never sees, matches the invoice, updates your books, and sends the receipt. You just get paid.

Start free — 5-minute setup

See how it works

Works with QuickBooks, Xero, FreshBooks & Zoho Books · Reads Gmail and Outlook

INTERAC e-TRANSFER QUICKBOOKS CONNECTED

AN INTERAC e-TRANSFER JUST LANDED $2,148 e-Transfer received · 9:04 AM

YOUR BOOKS ONLY SEE “INTERAC E-TRF”

from who? Dana Whitfield

e-Transfer → matched to INV-1043

INTERAC e-TRANSFER QUICKBOOKS UPDATED

PAID.

e-Transfer matched. Invoice closed. RECEIPT SENT TO DANA · e-TRANSFER 9:04 AM → RECONCILED 9:04 AM · 0 CLICKS

24/7

watching your inbox

<5 min

from email to your books

100%

reversible — nothing silent

Who gets paid by e-transfer

Built for the people behind the invoice.

Canadian trades, small businesses, and the bookkeepers who keep their books straight.

Built for Canadian trades & service SMBs

Retail & showrooms

Showrooms taking deposits by e-transfer — auto-matched to the order the moment they land.

RETAIL & SHOWROOMS

Trades & contractors

Invoice right from the job site. The payment reconciles itself while you pack up your tools.

TRADES & CONTRACTORS

Office & bookkeeping

Contractors and the bookkeepers who close the month — every e-transfer already matched.

OFFICE & BOOKKEEPING

The problem

The name is right there. It just can’t reach your books.

You can see who paid you. Your accounting software never will.

WHAT YOU CAN SEE

BANK · e-TRANSFER HISTORY LOGIN REQUIRED

Marcus Webb$980.00

Dana Whitfield$2,148.00

Tyler Brooks$1,460.00

INBOX · PAYMENT NOTIFICATION 9:04 AM

INTERAC e-TRANSFER Dana Whitfield sent you $2,148.00 Automatically deposited into your account.

But it stops there.

NOTHING CONNECTS ITNO EXPORTNO PLUG-IN

The name reaches your screen and your inbox. It never reaches the feed your books actually read — so you carry it across by hand, every single time.

WHAT YOUR ACCOUNTING SOFTWARE RECEIVES ✓ THE SAME FEED, WITH ETRACER CONNECTED

DATE DESCRIPTION PAID BY AMOUNT

MAR 03 INTERAC E-TRF Marcus Webb INV-1039 · PAID · RECEIPT SENT $980.00

MAR 06 INTERAC E-TRF Dana Whitfield INV-1043 · PAID · RECEIPT SENT $2,148.00

MAR 09 INTERAC E-TRF Tyler Brooks INV-1052 · PAID · RECEIPT SENT $1,460.00

How it works

From e-transfer to receipt, automatically.

Step 1

You get an e-transfer

A client sends an e-transfer. eTracer picks it up the moment it lands.

Step 2

Matched to the invoice

eTracer finds the matching invoice automatically — right client, right amount.

Step 3

Invoice updates itself

Marked paid and reconciled in your books — instantly, no spreadsheets.

Step 4

Receipt sent to client

A branded receipt goes out automatically. Client confirmed, you’re done.

Every step is hands-off — you just get paid.

Works with

Books & invoicing

QuickBooks Online

FreshBooks

Xero

Zoho Books

More coming soon

Gmail

Outlook

Yahoo Mail

Features

It does the work. You keep control.

Everything happens automatically. Nothing happens silently.

It remembers who pays for who

Wife pays the invoice? Confirm once. Matched forever.

Receipts send themselves

From your own books, your own email. Customers stop asking.

One place for the maybes

Anything unclear waits in one queue. One tap clears it.

Undo anything, cleanly

One click reverses a match. Your books stay perfect.

Confirm from your inbox

One tap in your email. Payment applied, receipt sent. Back to work.

Every decision on record

Your accountant can see exactly why every match happened.

With eTracer

Payments match themselves

Receipts send automatically

Everything is undoable

Zero bank logins

With eTracer

Payments match themselves

Receipts send automatically

Everything is undoable

Zero bank logins

Without it

70+ hours a year of matching

Guessing who paid what

Forgotten receipts

Tax-time surprises

Keep your books. Lose the busywork.

Start free — 5-minute setup

Free for 14 days · Cancel anytime

Bank-grade encryption

Read-only Gmail access

Tenant isolation by construction

Google Limited Use compliant

Bank-grade

256-bit encryption

Fully traceable

Email → books audit trail

Reviews

Trusted with the books of busy trades

What pilot users tell us. Named case studies coming at launch.

★★★★★

“We closed the month in a day instead of a week. eTracer paid for itself before the trial ended.”

Rachel

Bookkeeper for 11 contractors · Mississauga

★★★★★
Payments used to sit unmatched for two weeks until my bookkeeper caught up. Now they’re applied in QuickBooks before I’ve finished the coffee.
Mike
Plumbing & heating · Hamilton
★★★★★
The known-payer thing is magic. A client’s wife pays every invoice from her account — I confirmed it once and it’s never asked me again.
Danielle
Electrical · Gatineau
★★★★★
We take 30–40 e-transfers a month. eTracer matched 34 of 36 on its own last month, and the two it asked about were genuinely ambiguous.
Jason
Renovations · Calgary
★★★★★
I do books for eleven contractors. eTracer has quietly killed the worst hour of my Mondays for every single one of them.
Rachel
Bookkeeper for 11 contractors · Mississauga
★★★★★
The receipt goes out from our own QuickBooks the moment the money lands. Clients stopped texting me “did you get my payment?”
Curtis
Landscaping · Moncton
★★★★★
I reversed a match once — my mistake, not theirs. One click, invoice restored, books clean. That’s when I trusted it.
Sandra
Flooring · Surrey

★★★★★
A quick tap in my inbox beats logging into banking after dinner. That’s the whole review.
Dave
Roofing · Oshawa
★★★★★
Two invoices, same amount, same week. eTracer refused to guess and asked me instead. That restraint is why it stays connected to my books.
Marie-Claude
Cleaning services · Québec City
★★★★★
Setup was genuinely under five minutes. Gmail, QuickBooks, done. First auto-match landed the same afternoon.
Tony
Concrete · Brampton
★★★★★
My bank feed still says INTERAC E-TRF and I could not care less anymore.
Heather
Property care · Halifax
★★★★★
The audit trail sold my accountant on it. Every match shows exactly why it happened — score, runner-up, the works.
Derek
HVAC · Winnipeg
★★★★★
It pays for itself the first week of the month. $40 against six hours of cross-referencing isn’t a decision.
Lise
Painting · Laval

Your month-end could look like this.

Start free — 5-minute setup

14 days free · Cancel in one click

Made in Canada

Built for how small business actually gets paid — by e-transfer.

See how it works

Made in Canada

Built for how small business actually gets paid — by e-transfer.

See how it works

Pricing

Simple pricing. Priced per inbox.

Start free for 14 days — you don't pick a plan until the trial ends. Every plan includes everything.

Solo

$40 CAD / mo

≈ $1.35 a day

1 inbox watched

For owner-operators with one inbox that gets e-transfers.

Start free trial

You’ve got questions. Good — so did we.

Everything owners and bookkeepers ask before connecting their books.

How does eTracer get the payment details?

Will it ever guess wrong?

What if a spouse or a company pays an invoice?

Can I undo a match?

Which accounting tools does it work with?

Is my data safe?